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Terms of Service

Effective Date: February 2, 2026

Last Updated: February 2, 2026

1. Acceptance of Terms

Welcome to the BIG BUSINESS APPS LTD website. By accessing or using this website and registering for our educational webinar series, you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use our website or participate in our webinar.

BIG BUSINESS APPS LTD ("we," "us," or "our") reserves the right to modify these Terms at any time. Changes will be effective immediately upon posting to this page. Your continued use of the website after changes are posted constitutes your acceptance of the modified Terms.

2. Description of Service

BIG BUSINESS APPS LTD provides a free educational webinar series focused on how expense-tracking apps influence financial habits and everyday life. This website serves as an information platform and registration portal for the webinar.

2.1 Educational Nature

The webinar and all content provided through this website are strictly educational and informational in nature. The content is designed to raise awareness about financial behaviors, technology use, and personal finance habits.

2.2 No Professional Advice

The webinar and website content do NOT constitute professional advice of any kind, including but not limited to:

  • Financial advice or investment recommendations
  • Tax planning or tax preparation services
  • Legal counsel or legal services
  • Medical or mental health advice
  • Accounting or bookkeeping services

For personalized professional advice related to your specific circumstances, please consult with qualified professionals in the relevant field.

3. No Guarantees or Promises

We make NO guarantees, warranties, or promises regarding:

  • Income generation or financial gains of any kind
  • Quick profits or rapid wealth accumulation
  • Specific financial outcomes or results
  • Career advancement or life changes
  • Success in implementing any discussed concepts

Any decisions you make based on information from our webinar or website are made at your own risk and discretion. We are not responsible for any financial, professional, or personal outcomes resulting from your participation.

4. No Commercial Promotion

This website and webinar are educational initiatives and do NOT:

  • Advertise or promote specific brands, applications, or financial products
  • Endorse particular banks, brokers, or financial service providers
  • Engage in direct sales of products or services
  • Receive commissions or affiliate payments for product recommendations

Our content is independent and focused solely on education and awareness.

5. Intellectual Property

All content on this website, including text, graphics, logos, images, videos, and software, is the property of BIG BUSINESS APPS LTD or its content suppliers and is protected by international copyright, trademark, and other intellectual property laws.

You may access and use the website content for personal, non-commercial, educational purposes only. You may not reproduce, distribute, modify, transmit, or use any content for commercial purposes without our express written permission.

6. User Conduct

When using our website or participating in the webinar, you agree to:

  • Provide accurate and truthful information during registration
  • Use the website and webinar for lawful purposes only
  • Respect the rights and privacy of other participants
  • Not engage in disruptive, abusive, or harmful behavior
  • Not attempt to gain unauthorized access to any part of the website or webinar systems
  • Not distribute spam, malware, or other harmful materials

7. Registration and Access

Registration for the webinar is free and requires providing your name and email address. By registering, you consent to receive communications from us related to the webinar, including confirmations, reminders, and educational materials.

We reserve the right to refuse or cancel registration for any reason, including but not limited to violations of these Terms or suspected fraudulent activity.

8. Third-Party Services

Our website may integrate third-party services (such as Google Maps for location display). These third-party services are governed by their own terms of service and privacy policies. We are not responsible for the practices, content, or functionality of third-party services.

9. Disclaimer of Warranties

This website and the webinar content are provided on an "AS IS" and "AS AVAILABLE" basis without warranties of any kind, either express or implied, including but not limited to:

  • Warranties of merchantability or fitness for a particular purpose
  • Warranties of accuracy, completeness, or reliability of content
  • Warranties of uninterrupted or error-free operation

While we strive to provide accurate and helpful information, we do not warrant that the content is free from errors, omissions, or technical issues.

10. Limitation of Liability

To the fullest extent permitted by law, BIG BUSINESS APPS LTD, its directors, employees, partners, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to:

  • Loss of profits or revenue
  • Loss of data or information
  • Business interruption
  • Financial losses from decisions made based on webinar content
  • Any other damages arising from use of the website or participation in the webinar

Our total liability for any claims related to the website or webinar shall not exceed the amount you paid to access the service (which is zero, as the webinar is free).

11. Indemnification

You agree to indemnify, defend, and hold harmless BIG BUSINESS APPS LTD and its affiliates from any claims, losses, damages, liabilities, and expenses (including legal fees) arising from:

  • Your use of the website or participation in the webinar
  • Your violation of these Terms
  • Your violation of any rights of third parties
  • Any decisions or actions you take based on webinar content

12. Recording and Content Usage

Webinar sessions may be recorded for educational purposes and made available to registered participants. By participating in the webinar, you consent to being recorded if you actively participate (e.g., through questions or comments).

Recordings and materials are provided for your personal educational use only. You may not reproduce, distribute, or publicly display webinar recordings or materials without our written permission.

13. Termination

We reserve the right to terminate or suspend your access to the website or webinar at any time, without prior notice, for any reason, including but not limited to violations of these Terms or disruptive behavior.

14. Governing Law

These Terms shall be governed by and construed in accordance with the laws of Canada and the Province of Ontario, without regard to conflict of law principles. Any disputes arising from these Terms or use of the website shall be subject to the exclusive jurisdiction of the courts located in Toronto, Ontario, Canada.

15. Severability

If any provision of these Terms is found to be invalid, illegal, or unenforceable, the remaining provisions shall continue in full force and effect.

16. Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and BIG BUSINESS APPS LTD regarding the use of this website and participation in the webinar, and supersede all prior agreements and understandings.

17. Contact Information

If you have any questions about these Terms of Service, please contact us:

BIG BUSINESS APPS LTD

Email: chamberseverett9@gmail.com
Phone: +1 416 363 3793
Address: 78 St Patrick St, Toronto, ON M5T 3K8, Canada

18. Acknowledgment

By using this website and registering for the webinar, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service and our Privacy Policy.

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